Temporary RV Insurance
Temporary insurance has quickly become popular all over the West, with the ease and flexibility it offers appealing to consumers. But while many people are aware of 1 day car insurance or one month car insurance, you can also use the same type of insurance on vans, camper vans and caravans.
This could be very useful if you’re considering a holiday, particularly while we’re still desperately holding on to summer. Lots of people who enjoy camping holidays don’t fully own a caravan, as they’re often extremely expensive. If, like a lot of people, you’re planning to lease or borrow a caravan however, then short term insurance could be the ideal solution.
If you’re using a caravan for a short period of time, you need to be fully insured to drive it, should anything happen to the vehicle. Insuring the vehicle for an entire year doesn’t make sense, as it would cost a considerable amount of money. You might not want to add the vehicle to your usual insurance policy as it’s an unfamiliar vehicle, and a small knock might result in you losing your no claims discount.
So how exactly does this sort of short term van insurance work?
Temporary policies let you take out protection running from 1 day insurance to 28 day insurance. Some providers might let you take out a longer policy, but generally this is the standard maxium length for temporary insurance cover.
Short term cover will also run seperately to any long-standing policy you might have, meaning any claim on it won’t affect your no claims discount.
In order to qualify for short term insurance, you will usually need to be over 23 years of age and will need a clean driving license, held for a minimum of one year. Although eligibility requirements may differ depending on the insurance provider.
This is an extremely useful tool available to you if you’re planning on taking a holiday and could potentially save you a fortune in the long term. Make sure you do your research, checking and comparing several different insurance providers. This way you’ll be able to save yourself even more, meaning you’ll have a few more Euros to spend on your break in the sunshine.
